At Khammam DCCB, we offer a comprehensive suite of loan schemes to support the diverse financial needs of individuals, self-help groups, and cooperative societies across our district. Whether you’re seeking credit for personal, agricultural, or business use, our offerings are designed to be accessible, flexible, and customer-friendly.
Get instant funds by pledging your gold ornaments at attractive interest rates. Quick processing, minimal documentation, and flexible repayment options.
Finance your farming needs with the NFS Loan, designed for agricultural activities, farm development, and allied services at concessional rates.
Empowering Self Help Groups with credit to start or expand income-generating activities. No individual collateral required, group guarantee accepted.
Support your academic goals with education loans for school, college, or professional courses in India and abroad. Easy repayment after course completion.
Own your dream vehicle with flexible financing for two-wheelers, four-wheelers, and commercial vehicles at competitive interest rates.
Make your dream home a reality with affordable housing loans. Available for purchase, construction, or renovation with easy EMIs and long repayment tenures.
| Sl.No | Purpose of Loan | Sanction Limit (Rs. In Lakhs) | Rate of Interest |
| 1 | CKCC | Up to 3L | 7.00% |
| Above 3L | 13.00% | ||
| 2 | Education Loans | ||
| Abroad | 40L | 12.00% | |
| Domestic | 20L | 12.00% | |
| 3 | NAML | 5L-30L | 13.00% |
| 4 | KNAML | 2L-20L | 13.00% |
| 5 | REML Rural | 12.00% | |
| 6 | REML Urban | 13.00% | |
| 7 | SHG | Up to3L | 7.00% |
| 3L to 5L | 10.00% | ||
| Above 5L | 12.00% | ||
| 8 | Karshak Mithra Agriculture Term Loan | 2L-10L | 12.00% |
| 9 | Two Wheeler Loans to PACS | 12.00% | |
| 10 | Gold Loan (Normal) | Upto 2L | 10.00% |
| 11 | Gold Loan above 2Lakhs | Above 2L | 10.50% |
| 12 | PACS as MSC | 4.00% | |
| 13 | PM Street Vendors Atmanirbhar Nidhi | 0.1L | 12.00% |
| 14 | Pradhana Mantri Mudra Yojana | 0.5L | 14.00% |
| 15 | LT Loans | 10.50% | |
| 16 | PMEGP | 25L | 13.00% |
| 17 | Car Loans (Own Plate) | 3L-20L | 9.00% |
| Car Loans (Taxi Plate) | 3L-20L | 13.00% | |
| 18 | House Loans | 10.00% | |
| 19 | Personal Loans to Individuals | 13.00% |
A small river named Duden flows by their place and supplies it with the necessary regelialia. It is a paradise
Committed to helping you meet all your banking needs.
The District Cooperative Central Bank Ltd, Khammam Mahatma Gandhi Road, Gandhi Chowk, PB No:61, Khammam-507003.
info@khammamdccb.com